I can't comprehend the mindset of some that decide not to hold insurance, even if just third party. I honestly think that if you can't afford third party on the car you want you/have, then you can't afford that car right now. Postcode and sex are the two biggest factors you'll contend with for any sports-orientated car.
Side-note - imagine the outrage if insurance was more expensive for women controlling for all other variables... 🤣